myLOBster FINANCE Lease: Function overview

myLOBster FINANCE Leasing illustrates the complete leasing process of solution:

Online-Portal to be accessed by customers and agents

• connecting customers and agents using the online portal
• central administration of address data with automated doublet control
• quick calculator for proposal preparation by agents
• requesting leasing conditions throughout the online portal
• status request and downloading contract documents via online portal
• administration of individual preferences by agents (e. g. margin)

Leasing requests and credit decisions

• Calculation
  • supporting different kinds of leasing ( e. g. partial amortisation, total amortisation)
  • supporting individual calculation models ( e. g. seasonal – variable)
  • personal adjustment of individual rates
  • calculation based on different targets
    • achievement of favoured interest
    • achievement of preferred residual value
    • achievement of chosen margins
• Illustrating the credit decision process with Workflow Designer
  • configuration of threshold value for automated and manual credit decisions
• Customer scoring
  • integration of external scoring providers
  • internal balanced scorecard
  • illustrating the hierarchical ways of decision
• Conditions and securities
  • manual and automated collection of securities
  • manual and automated imposition of conditions
• Product Information Management
  • integrated product catalogues
    • product group based configurations for leasing requests and contracts (e. g. amortization periods)
  • binding external providers of product information
    • e. g. car expert appraisal

Contract administration & Back office

• invoicing of leasing contracts
  • calculation pressure
  • automatic debit transfer system
• dunning process
  • customer and customer group – the individual way of poceeding and dunning processes
• connecting a financial management system

Refinancing

• administration of funding
• statistics and reports on funding

Document administration

• production of template-based documents, e. g. supplies and contracts
• independent template adjustment by Microsoft Office
• integrated achieving of documents

Business Intelligence

• connecting to a data warehouse
• construction reports and analyses

Workflows

• integrated workflow management with user based workflow adjustment
• tasks management for co-workers and escalation rules
• status report and “traffic lights” data